Learn to build the SBA file a lender can approve.
Lenders decide from the file. This training shows you how they read one — what they look for, where they look, and what stops a deal before it reaches a decision.
For Brokers
Turn SBA into a specialty you get paid for. Cash flow analysis, tax return review, and packaging done well enough to place more deals and charge with confidence.
- How underwriters read a file, line by line
- Structuring deals that clear credit and cash flow tests
- A repeatable packaging workflow you run on every deal
- Fee structure, engagement letters, and scope
For Entrepreneurs
Find out what your numbers say to a lender before you apply. Read your own financials, close the gaps a bank will flag, and submit a complete file.
- Read your financials the way a lender reads them
- Strengthen credit, cash flow, and documentation
- Assemble every document the bank expects to see
- Know what to fix before you apply
Four things a complete file gets right.
Every module works the same way a loan file does — one section at a time, in the order a lender reads them.
Cash Flow Analysis
Read tax returns and financial statements the way a lender reads them. Find the add-backs most owners leave on the table, and spot the patterns that quietly cost approvals.
SBA Guidelines
The SOP requirements lenders follow when they evaluate a loan, translated into plain language and mapped to the documents they apply to.
Deal Packaging
Build a complete file: every form, every statement, every exhibit, assembled in the order a lender expects to receive it.
Credit Structuring
Structure a request that meets credit policy and holds up at the loan amount the business actually needs.
Start where your gap is.
Each course stands alone. Start small if you want to see how the material works.
Tax Return Decoder for Entrepreneurs
See your tax return the way a lender sees it, in under an hour. Line-by-line review for Schedule C, 1120S, 1120, K-1, and Schedule E, with a self-scoring worksheet.
Credit Mastery for Entrepreneurs
Business credit structure, personal credit alignment, and the credit profile a lender expects to find behind an application.
Tax Return Mastery for Entrepreneurs
Read, interpret, and analyze tax returns in depth — add-backs, owner compensation, entity structure, and cross-alignment with your personal return.
SBA Blueprint for Entrepreneurs
Step-by-step loan preparation from the lender’s side of the desk. Package your own application without hiring it out.
SBA Mastery Broker Certification
Eight modules covering cash flow, guidelines, packaging, credit structuring, and fee structure — the full path to running SBA packaging as a service.
Payment plans available through Affirm and Afterpay at checkout.
Who this is built for.
This is for you if
- You place commercial deals and want SBA to be a specialty you charge for
- You own a business and plan to apply for SBA funding in the next year
- You’ve been declined before and never got a straight answer about why
- You advise business owners and keep hitting the same documentation wall
This is not
- A credit repair program
- A lender, a broker, or a funding source
- A guarantee of approval — no training can offer that
- A shortcut around the documents a bank requires
Before you enroll.
How long does the material take?
The core material runs four to six weeks at a part-time pace. Everything is self-paced, so you can move through it faster or slower.
Do I need experience to start?
No. Each path starts with foundations and builds from there. Experienced brokers can skip ahead to the packaging and structuring modules.
What comes with the course?
Lessons, downloadable templates, worksheets, and document checklists you can use on a live file.
Is SBA Mastery Academy new?
The Academy launched recently. The curriculum comes from years spent reading loan files on the lender side — the same denials, the same missing documents, over and over.
Which path should I choose?
Pick the broker path if you want to package deals for other people. Pick the entrepreneur path if you’re preparing your own application.
The file is the part you control.
Pick the path that matches what you’re preparing for, and start with the first module today.