What you'll learn
How SBA lenders assess personal credit, business credit, and guarantor strength
What “creditworthiness” actually means under SBA policy
The red flags that trigger instant declines—and how to overcome them
How to evaluate global debt exposure and repayment ability
Understanding credit overlays by bank type
Structuring deals to compensate for weak credit factors
Practical lender insights that help you close more approvals, faster
About this course
SBA Mastery: Broker Credit Analysis teaches brokers how to evaluate borrower strength the way SBA lenders and underwriters actually do. Instead of guessing whether a deal will pass credit review, you’ll learn how to analyze personal and business credit through the lens of SBA policy, risk tolerance, and bankability standards.
This course breaks down what lenders look for when assessing character, repayment strength, credit depth, utilization, derogatory history, public records, and guarantor eligibility. You’ll learn how to spot early red flags, structure around weaknesses, and prepare borrowers so credit is no longer the reason a deal collapses late in the process.
Designed for both new and experienced brokers, this training gives you the confidence to screen deals accurately, set borrower expectations, and position your submissions for approval—not decline.
Perfect for brokers who want to:
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Understand how SBA lenders grade personal and business credit
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Identify deal killers early and avoid wasted time
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Strengthen borrower profiles before submitting
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Increase approval rates by aligning with true SBA credit standards
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